Sabtu, 07 Juli 2012
ISLAMIC BANKING DISPUTE RESOLUTION IN INDONESIAN
The development of Islamic banking in Indonesia grows widespread both in quality or quantity. This rapid grow is supported by three factors. First, moslems in Indonesia is a potensial market of Islamic banking. Many moslems in indonesia has stored the money not only base on their emitional religiousity, but also business profits and principles of Islamic economics. The 88 percent of Indonesian population (reach 230 milion people) are moslems. Beside that in several regent in Indnesia, many non-moslems choose syariah banking as alternatif banking. Second, islamic banking give good services to all customers. One of this services is applying the standarization of information technology in islamic banking system, such as mobile banking, islamic credit card and other internet banking system. Third, the lack of conflict in Islamic banking. The Numbers of Islamic economic disputes are resolved by religious courts are still very small. Based on data obtained from the Sub Directorate Sharia Institution and Civil Case Management of Ministery of Law and Human Right, during 2011 the shariah economic case that goes to the religious courts numbered only five. Three things that make the development of Islamic banks in Indonesia more promising, although in national level the assets of Islamic banks is still far compared with a conventional bank. Yet as the institution of sharia, Islamic banks still consider to the possibilities of conflic from internal and external influences. One of the external influences such as the rapid influence of information and technology is the potential problem to cause disputes within Islamic banking. Internet Banking Internet banking is a ussual facility provided to customers,to facilited them in doing the bank actifities such as check, accounts transfer, transfer, and pre-purchased vouchers. In the world of Internet banking technology (virtual world) started a trend and has even become standards. Internet Banking began to emerge as one of the service of the Bank. Service (the service) is starting to become a demand from some customers of the bank, as well as servicing ATM and phone banking or SMS banking. The demands of Internet banking is coming from customers who want fast service, safe, convenient and inexpensive available at any time (24 hours / day, 7 days / week) and can be accessed from anywhere be it from HP, Computer, laptop / note book, PDA, and so on. All demand can be supplied by the internet banking services. But along with an effective internet banking service and efficience for Islamic banks and customers, does not guarantee one hundred per cent well without any problems. Islamic banking disputes will arise as a consequence of a new system which not perfect. To anticipate the emergence of Islamic banking disputes that will require a different treatment with conventional banks, the government set up regulations Act No.3 of 2006 on the religious court (completion of the litigation) and Law no. 30 of 1999 on Arbitration and Alternative Dispute Resolution, and Law. 21 of 2008 on Islamic Banking. This law describes the position of the three institutions of dispute settlement; Religious Courts, Mediation, Arbitration in the Arbitration Board of the National Sharia (Basyarnas). The diversity of Islamic economic dispute resolution options (courts, mediation, arbitration) make that syariah banking dispute is not much ended in the Religious. Non-litigation dispute resolution is more benefit than litigation institution. Alternative dispute resolution in Islamic Banking In the settlement of Shari'ah economic disputes, there are two models of dispute resolution, namely through litigation in courts and non-litigation process. While the non-litigation pathway include alternative forms of dispute resolution (Alternative Dispute Resolution) and arbitration. A. Litigation Settlement Religious courts have absolute authority to settle Shariah economy. It is based on the provisions of Article 49 of Act No.3 of 2006 which states that: "The duty and authority of religious Court is to examine, decide, and resolve the matter at the first level of the people which are Muslims in the areas of marriage, inheritance, his testament grants, waqaf, zakat, infaq, sadaqah, and shari'ah economy. ". The disputes in the field of Syariah banking in the authority of Religious Court are namely: a. Disputes in the field of Islamic economics between financial institutions and Islamic financial institutions with their customers. b. Disputes in the field of Islamic finance among financial institutions and Islamic finance; c. Disputes in the field of Islamic finance among the people who are Moslems. Nevertheless, Religious Courts which have been given the authority to examine, hear and resolve the Shari'ah economic case, the substantive law and the formal law needs to be corrected. The Birth of Law. 21 of 2008 on Islamic Banking and Regulation Supreme Court. No 02 of 2008 on the Compilation of Islamic Economic Law (KHES) equip and provide for the judge in performing his new duties, so it is necessary to breakthrough the law in order to meet the development needs of the community law. Laws must be enforced in order to keep the legal authority goes well, especially Law No. 3/2006 on the religious court. This law clearly states that the Islamic banking disputes is absolute competence of the religious court. B. Non litigation Settlement In Indonesia, the settlement of disputes through litigation in non line set in one article, ie Article 6 of Law no. 30 of 1999 on Arbitration and Alternative Dispute Resolution. 1) Arbitration The idea of establishment of Islamic arbitration institution in Indonesia, beginning with a meeting of experts, Islamic scholars, lawyers, clerics and scholars to exchange ideas about the need for Islamic arbitration institution in Indonesia. This meeting promoted by MUI on 22 April 1992. After holding several meetings were held several times and after improvements to the design of organizational structures and procedures for examining finally on October 23, 1993 has been inaugurated Arbitration Muamalat Indonesia (BAMUI), now renamed the National Sharia Board of Arbitration (BASYARNAS) which was stated in the National Workshop MUI in 2002. With the enactment of Law no. 30 of 1999 on Arbitration and Alternative Dispute Resolution, through Article 81 of the law expressly repeal the three kinds of provisions from the date of enactment. BASYARNAS as a permanent institution established by the MUI serves resolve possible disputes arising in relation Muamalat trade, industry, finance, services. Establishment of this institution was originally associated with the establishment of Bank Muamalat Indonesia and Sharia Micro Finance. 2) Alternative Dispute Resolution Alternative dispute resolution is only set in one article, namely article 6 of Act No.30 of 1999 on arbitration and Alternative Dispute resolution describes the dispute settlement mechanism. Dispute or difference of opinion in the field of civil Islam can be resolved by the parties through the Alternative Dispute Resolution in good faith based on the exclusion of a litigation settlement. If the dispute is not resolved, then the written agreement of the parties, disputes or differences of opinion resolved through the help of one or more of an expert advisor or through a mediator. The model developed by the Alternative Dispute Resolution is quite ideal in terms of concept, but in practice it is also not ruled out. If the path of arbitration and alternative dispute resolution can not resolve the dispute, the courts or the litigation path is the last wicket as the breaker case. Congclution Disputes in Islamic banking is a necessity, especially as the development of Islamic banks face the development of IT such as internet banking system and the application of the National Payment Gateway. As now in progress, the handling of disputes in the Islamic banking must go through the religious court in accordance with Law no. 3 of the religious court, is based on the provisions of Article 49 of Act No.3 of 2006 jis Act No.30 of 1999 and Act 4 of 1998, and Act 21 of 2008 on Islamic Banking. The lack of cases handled by the Syariah Banking, not because there is no dispute, but because of the many options in resolving economic disputes sharia (litigation and non-litigation), through mediation, arbitration and judicial institutions. *) This paper International Conference "PAYMEN GATEWAY AND INTERNATIONAL BANKING SYSTEM IN ISLAMIC ECONOMIC SYSTEM AND UNIVERSAL ECONOMIC LEGAL SYSTEM PERSPECTIVE", conducting on 13-14 Juni 2012 by Faculty of Law UNISSULA Semarang
Hanya karena Membela Wujudul Hilal yang Usang, Muhammadiyah Memilih Tafarruq
PERAN SANTRI DI RUANG PUBLIK
Minggu, 17 Juli 2011
MENGGALI PEMIKIRAN TOKOH ILMU FALAK 2
Bagi sebagaina masyarakat, ilmu falak dikenal sebagai ilmu untuk menentukan waktu sholat dan puasa Ramadlon bagi umat Islam. Namun secara maknawi ilmu falak merupakan Ilmu Astronomi itu sendiri. Pada zamannya (sebelum dipergunakan teleskop), Ilmu Astronomi sebagai sebuah Observational Science hanya bisa mempelajari posisi benda-benda langit semata.
Bahkan dalam dunia Islam ilmu falak bukan lah ilmu baru yang ditemukan waktu belakangan ini. Para ahli falak Islam ketika itu telah menghasilkan karya-karya sains astronomi yang monumental. Beberapa di antaranya adalah Alfarghani (Element of astronomy, 833M ), Nasruddin at-Tusi ( Memoir of Astronomy yang merupakan kajian akan sistem keplanetan ), Ulugh Beg (Zij-i-Sultani yang merupakan katalog 994 bintang yang diamati dari Observatoriumnya, 1437 ), Ibnu Shatir (The Final Quest Concerning the Rectification of Principles).
Demikian pokok-pokok bahasan yang disampaikanoleh Dekan Fakultas Syariah IAIN Walisongo Semarang, Dr. Imam Yahya, M.Ag. pada acara pembukaan Orientasi Mahasiswa Baru (OMB) mahasiswa baru Konsentrasi Ilmu Falak Fakultas Syariah TA 2011/2012 yang diselengarakan di Penerbad Semarang (18/7). Sejumlah 29 mahasiswa baru digembleng untuk mempersiapkan mental spiritual dan tentunya persiapan fisik untuk menyambut perkuliahan yang akan dilaksanakan awal September nanti.
Para mahasiswa KIF ini merupakan santri terbaik yang telah diseleksi oleh PD Pntren Kementrian Agama RI secara nasional yang diikuti lebih dari 250-an pendaftar program ini. Maka sudah seharusnya mereka bangga karena mendapatkan kesempatan emas yang tidak akan mungkin datang untuk kedua kalinya.
Fakultas Syariah IAIN Walisongo Semarang sebagai satu-satunya penyelenggara program Ilmu Falak di S.2, S.3 dan S.3 di Indonesia ini bertekad bahwa lulusan S.1 Ilmu Falak harus mampu menghasilkan ahli-ahli hisab handal yang bisa mengamalkan ilmunya di tengah masyarakat. Kesempatan mereka di samping sebagai Hakim, Pengacara, dan penegak hukum lainnya, mahasiswa Falak harus mempunyai kelebihan dalam bidang ilmu falak baik teoritis maupun praktis.
Selamat datang, ahlan wasahlan bikhudurikum fi jamiyyatina.
MENGGALI PEMIKIRAN TOKOH ILMU FALAK
Bagi sebagaina masyarakat, ilmu falak dikenal sebagai ilmu untuk menentukan waktu sholat dan puasa Ramadlon bagi umat Islam. Namun secara maknawi ilmu falak merupakan Ilmu Astronomi itu sendiri. Pada zamannya (sebelum dipergunakan teleskop), Ilmu Astronomi sebagai sebuah Observational Science hanya bisa mempelajari posisi benda-benda langit semata.
Bahkan dalam dunia Islam ilmu falak bukan lah ilmu baru yang ditemukan waktu belakangan ini. Para ahli falak Islam ketika itu telah menghasilkan karya-karya sains astronomi yang monumental. Beberapa di antaranya adalah Alfarghani (Element of astronomy, 833M ), Nasruddin at-Tusi ( Memoir of Astronomy yang merupakan kajian akan sistem keplanetan ), Ulugh Beg (Zij-i-Sultani yang merupakan katalog 994 bintang yang diamati dari Observatoriumnya, 1437 ), Ibnu Shatir (The Final Quest Concerning the Rectification of Principles).
Demikian pokok-pokok bahasan yang disampaikanoleh Dekan Fakultas Syariah IAIN Walisongo Semarang, Dr. Imam Yahya, M.Ag. pada acara pembukaan Orientasi Mahasiswa Baru (OMB) mahasiswa baru Konsentrasi Ilmu Falak Fakultas Syariah TA 2011/2012 yang diselengarakan di Penerbad Semarang (18/7). Sejumlah 29 mahasiswa baru digembleng untuk mempersiapkan mental spiritual dan tentunya persiapan fisik untuk menyambut perkuliahan yang akan dilaksanakan awal September nanti.
Para mahasiswa KIF ini merupakan santri terbaik yang telah diseleksi oleh PD Pntren Kementrian Agama RI secara nasional yang diikuti lebih dari 250-an pendaftar program ini. Maka sudah seharusnya mereka bangga karena mendapatkan kesempatan emas yang tidak akan mungkin datang untuk kedua kalinya.
Fakultas Syariah IAIN Walisongo Semarang sebagai satu-satunya penyelenggara program Ilmu Falak di S.2, S.3 dan S.3 di Indonesia ini bertekad bahwa lulusan S.1 Ilmu Falak harus mampu menghasilkan ahli-ahli hisab handal yang bisa mengamalkan ilmunya di tengah masyarakat. Kesempatan mereka di samping sebagai Hakim, Pengacara, dan penegak hukum lainnya, mahasiswa Falak harus mempunyai kelebihan dalam bidang ilmu falak baik teoritis maupun praktis.
Selamat datang, ahlan wasahlan bikhudurikum fi jamiyyatina.
Jumat, 15 Juli 2011
MENGUJI DISERTASI ILMU FALAK
Pentingnya ilmu falak semakin hari semakin menunjukkan urgensitas ilmu falak dalam perkembangan masyarakat muslim di Indonesia. Lebih-lebih sebentar lagi kita memasuki bulan suci Ramadlon, di mana awal dan akhir Ramadlon sering menjadi pemicu perbedaan pendapat di antara tokoh-tokoh organisasi sosial keagamaan di negeri tercinta. Kearifan para pemimpin ini dituntut untuk lebih memahami berbagai persoalan masyarakat.
Begitu juga dengan arah kiblat yang belakangan ini menjadi isu sentral di kalangan umat Islam. Isu arah kiblat yang dilatarbelakangi oleh banyaknya gempa bumi dan tsunami di Indonesia ini memberikan inspirasi bagi seorang mahasiswa Program Doktor di IAIN Walisongo untuk menggarap dissertasi berjudul “Kajian Terhadap Metode-Metode Penentuan Arah Kiblat dan Akurasinya”.
Dissertasi ini diujikan tertutupkan hari ini, Sabtu 16 Juli 2011 di depan Tim Penguji Prof. Dr. Ahmad Gunaryo, Prof. Dr. Sri Suhanjati, Prof. Dr. Thomas Jamaluddin, Ahmad Hakim, Ph.D., dan Dr. Imam Yahya, di bawah bimbingan Prof. Ahmad Rofiq dan Dr. Ing. Hafidz dari Bakorsurtanal Jakarta.
Promovendus, Ahmad Izzuddin merupakan dosen Ilmu Falak Fakultas Syariah IAIN Walisongo dan anggota Badan Hisab Rukyah Pusat yang sudah banyak malang melintang dalam disiplin ilmu Falak. Bersama Drs. KH Slamet Hambali, MA. Promovendus mengelola program studi ilmu Falak di Fakultas Syariah.
Beberapa yang menjadi pokok diskusi di antaranya: Sdr pernah menulis Fiqh Hisab Rukyat, sekarang tentang arah kiblat? Apa yang sdr harapkan dari judul besar ini. (2) Arah kiblat dengan arah menghadap kiblat. Pa Slamet “Penentuan Arah Kiblat dengan Menggunakan Segitiga siku-siku darai Bayangan Matahari Setiap Saat”, P Nabhan Masputra “Penentuan Arah Kiblat dengan Sinar Matahari”. (3) Apa yang menjadi tawaran teori besar yang sdr inginkan? (4) Membedakan dari karya ilmiah berbasis Tehnik Geodesi seperti Guna Putri dalam tulisannya “Analisis Penentuan Arah Kiblat secara Geodetis dan Astronomis”. (5) Mengapa para ulama terdahulu tidak melakukan pendefinisian arah kiblat. Mereka lebih banyak melakukan perdebatan tentang kiblat (arah kiblat) arah menghadap kiblat. Antara ainul qiblat dan jihatul qiblat. (6) Bagaimana perkembangan ilmu falak di dunia islam selama masa kemunduran Islam. Sdr menyebutkan ada ilmu al-miiiqaa (ilmu hisab rukyat), tapi tidak ada penjelasan buku hasil tulisan ulama masa itu. (7) Mengapa fiqh pada masa abad pertengahan tidak banyak membahas perhitungan arah menghadap kiblat. Minimnya ilmu pengetahuan atau karena data yang belum didapatkan. Ilmu kan dialektif termasuk ilmu falak (empat pola pergerakan angin, hal. 89)
Materi ke (8) Dalam disertasi sdr menyimpulkan 3 teori penentuan arah kiblat; teori trigonometri, teori geodesi dan teori Navigasi. Dan sdr menyatakan bahwa teori geodesi lebih akurat. Bagaimana sdr bisa mengambil kesimpulan ini sementara sdr melakukan uji akurasi atau presisi dengan menggunakan metode trigonometri bola. Kapan sdr melakukan uji akurasi dan presisi terhadap metode-metode pengukuran arah menghadap kiblat yang berbasis teori geodesi ? hal 91 (rashdul qiblat dan azimut), dan Hal 189. (9) Salah satu yang menarik dari sdr adalah program program Al-Miqat yang menurut pengakuan sdr karya sdr dg Aliq Burhani. Software ini bisa menentuakn arah kiblat, bagaimana tehnis program ini? Dalam klasifikasi sdr, program ini menggunakan teori trigonometri, geodesi atau navigasi. (h. 123)
Catatan lain adalah sumber hadits dari al-kutub al-tis’ah, data dan fakta menggunakan rujukan/in note harus jelas, contoh-contoh metode-metode teori geodesi dalam penentuan arah kiblat perlu lebih banyak.*)